Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.